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Unapologetically Authentic

Our Core Values

Authenticity

We show up in your life as we show up in our own.

Relentless

We work to relentlessly protect the things worth your time & energy.

Extreme Ownership

We own our actions & results so we can learn from our mistakes.

Trustworthy

Our actions speak louder than our words.

Empathetic

We look to understand everyone’s point of view.

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Most people who have worked hard and saved for retirement, don’t have a clear plan to maintain their lifestyle. At BAM Advisory Group we design personalized retirement plans so they can keep their lifestyle and retire with confidence.”

Testimonial Two
Founder & Investment Advisor Representative

Most people who have worked hard and saved for retirement, don’t have a clear plan to maintain their lifestyle. At BAM Advisory Group we design personalized retirement plans so they can keep their lifestyle and retire with confidence.”

David Afraimi
Founder & Investment Advisor Representative

Meet the BAM Advisory Group Team

At BAM Advisory Group, our team is dedicated to helping you feel confident about your retirement—by listening first, planning clearly, and supporting you every step of the way.

David Afraimi

Founder & Investment Advisor Representative

Kristy Afraimi

Chief Operating Officer

Maxwell Ross

VP of Client Solutions & Advisor Development

Jack Walker

Investment Advisor Representative

Dylan Rauh

Investment Advisor Representative

Nathan Lehnerz

Investment Advisor Representative

Nick Donakowski

Investment Advisor Representative

Jeremy Fritsch

Investment Advisor Representative

Megan Royall

New Business Operations Manager

Amelia Bowater

Director of Marketing & Culture

Gabriella Westerman

Investment Advisor Representative

Andrew Phillips

New Business & Client Support Specialist

Stephen McKee

New Business Associate & Client Services

Your Time Is Important

Book a meeting and see how we can help you build a retirement rooted in confidence, joy, and doing what you love most!
Schedule today
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David Afrimi

Founder & Investment Advisor Representative

David Afraimi began his financial services career in 1999 as an insurance account executive in Northern California. His ability and desire for growth quickly moved him into a sales management position, providing him with the skills and knowledge he would need to expand the company and move into a new market.

After five years of consistent success, David moved his efforts and expanded the company to Denver, Colorado in 2005 where he is currently the principal and Co-Founder of BAM Advisory Group.

David is a highly energetic financial professional with 25 years of industry experience. He is passionate about providing sound advice to clients and appreciates the opportunity and unique challenge of working with and forming long-lasting relationships with a variety of people. David’s expertise includes retirement income planning, Social Security maximization, estate planning and tax mitigation.

David is able to build portfolios with objectivity, having no proprietary business obligations for himself and BAM Advisory Group. Being an independent advisor allows him to strictly focus on the needs of the individual and act as a true Fiduciary. David & Kristy has spent 25 years, pouring their blood, sweat, and tears creating a Company & Culture, that serves their clients at the highest level. David’s licensing and certifications include the Series 66, Life & Health, Long-Term Care, Registered Investment Advisor, Registered Financial Consultant®, Certified Tax Specialist™, Certified Financial Fiduciary® and National Social Security Advisor®.

Outside of helping family, friends, and community members plan for the future, David also enjoys all the beauty and adventure Colorado has to offer with his wife, Kristy, and sons, Jordan and Ty. When away from the office, David enjoys traveling and visiting his family in Reno, NV, as well as mountain biking, snowboarding, yoga, and working out. The Afraimi family also love their 2 French bulldogs, Manny and Dre.

David is a passionate Raiders & Warriors fan, so it is fun to talk Football and Hoops while living in Broncos country! If there was one phrase you could describe David, it would be: “Unapologetically Authentic”. He will show up in your life the same way he shows up in his own!

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Kristy Afraimi

Chief Operating Officer
Kristy Afraimi made her move to Denver, Colorado from San Jose, California in June of 2005 to harness her experience in operations and financial services and, along with her husband, start their own company. Kristy brings over 15 years of operations management experience across a variety of industries. She is a hard-working, highly detail-oriented and dedicated individual. While she enjoys the multifaceted and fast-paced aspects of the financial services industry, the real enjoyment in her work comes from systematically creating and implementing strategies to grow and better BAM’s business for its clients. Cultivating meaningful and trusting relationships with the clients BAM serves is a number one priority! Kristy is the proud mom of two amazing boys and Kristy’s every precious moment is spent with them. Her spare time includes CrossFitting, snow-boarding and lending a helping hand to anyone who needs it.
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Maxwell Ross

VP of Client Solutions & Advisor Development

Maxwell Ross is our Colorado native! Maxwell grew up in beautiful Colorado in the town of Arvada, with his parents and older sister. His certifications include his Series 65 and Colorado Life & Health License.

Max attended Fredonia State University of New York, a small school in upstate New York, about an hour South West of Buffalo. There he double majored in finance and economics. He also played for the schools Division III hockey team. Although hockey was the driving force behind Maxwell’s decision to go to school in New York, his desire to have a career in the financial services industry is what drove his chosen courses of study. Max knew very early on that a career in the financial service industry was what he wanted.

Having the ability to help reduce the stress and worry people feel about their financial futures is something Max truly sees value and inspiration in.

In Maxwell’s down time, he enjoys golfing, playing hockey and spending time with his dogs. He also loves the outdoors and takes advantage of all the activities that Colorado has to offer.

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Jack Walker

Investment Advisor Representative

Jack Walker grew up in Jacksonville, Florida and, after living there for 18 years, he decided to venture to Colorado to attend the Leeds School of Business at University of Colorado instead of following his family’s footsteps to the University of Florida. Jack has always been interested in finance because he loves meeting new people and desires to help others become financially independent, so when he learned about CU’s financial planning program, he realized he had finally found a path that felt like the right fit. After 4 years, Jack graduated with a degree in Finance and Financial Planning.

Jack enjoys everything Colorado has to offer. He is an avid snowboarder and hiker. He also thoroughly enjoys the arts and has been taking pottery classes since high school. Jack has obtained his Series 65 license and is currently working on getting his Colorado Life & Health Insurance License. He is thrilled to be living in the great state of Colorado and is very excited to join the BAM Advisory Group.

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Dylan Rauh

Investment Advisor Representative

Dylan Rauh was born and raised in Aurora, Colorado with his parents and older brother and sister. Dylan left Colorado shortly after graduating to play hockey throughout Canada and the U.S. and eventually went to college at Aurora University in Illinois.

Dylan double majored in Finance and Marketing while playing for Aurora University’s NCAA DIII hockey team. During his time at school, Dylan gained a passion for finance and specifically wanted to get into personal finance. Dylan enjoys being able to help individuals and families achieve financial freedom during retirement.

During some down time, Dylan spends his time playing hockey, golfing, pickleball, and enjoying Wash Park

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Nathan Lehnerz

Investment Advisor Representative

Nathan Lehnerz, a Denver native who grew up in Broomfield, had a strong passion for basketball, baseball, and football in his youth. However, golf eventually became his favorite sport as he got older. If he’s not on the golf course, he’s likely camping or fishing, enjoying the great outdoors.

Nathan started his college journey at Otero Junior College, where he played basketball, but later transferred to the University of Colorado Boulder to focus on academics. He pursued a degree in finance with an emphasis on Personal Financial Planning.

Currently, Nathan is preparing for the Certified Financial Planner (CFP) exam. He’s enthusiastic about guiding people through their financial planning, combining his love for education with his expertise in finance

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Nick Donakowski

Investment Advisor Representative

A Colorado native, Nick graduated from Colorado State University, where he developed a strong foundation in financial strategies, investment management, and corporate finance. Known for his analytical mindset and genuine passion for helping others, he is dedicated to empowering individuals to achieve their financial goals and navigate complex financial decisions with confidence.

Outside the office, Nick embraces Colorado’s great outdoors, spending his free time exploring its natural beauty. A lifelong hockey enthusiast and devoted Red Wings fan, he enjoys both playing and following the sport. Whether adventuring in nature or sharing good company over a favorite beverage, Nick values building meaningful connections and fostering engaging conversations.

Driven by a commitment to personal and professional growth, Nick strives to make a positive impact by guiding others through their financial journeys and helping them secure a brighter future.

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Jeremy Fritsch

Investment Advisor Representative

Jeremy grew up in Littleton, Colorado, where his love for the outdoors first took root. He went on to study Finance at Florida State University, where he not only gained a strong foundation in financial principles but also built lasting relationships with mentors who helped guide him toward a career in financial advising. His passion for connecting with people and supporting their growth has made him a natural fit for the BAMFAM team.

When he’s not working, Jeremy enjoys staying active, spending time with his dog Moose, and soaking up as much Colorado sunshine as possible. Whether it’s hitting a trail, going for a run, or simply being outdoors, he’s always looking for new ways to recharge and stay inspired.

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Megan Royall

New Business Operations Manager

Megan Royall was born in Salt Lake City, Utah and has also lived in Southwest Florida and Washington State. After visiting Colorado in early 2019 and falling in love with the state, she moved to Denver in July of 2019.

Megan attended Olympic College in Bremerton, WA where she obtained her AS degree. She is currently obtaining a BS in Business Administration, Accounting at Western Governors University. She has also earned her P&C and Life & Health insurance licenses.

Megan is motivated to achieve her career goals and strives to give her all for BAM Advisory Group. Megan has more than two years of insurance experience as well as more than seven years of customer service experience.

In her down time, Megan loves snowboarding, hiking, camping, and exploring the beauty of Colorado with her boyfriend Thomas. She also had two beloved cats, Bug and Ruben, who brought her years of joy and companionship.

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Amelia Bowater

Director of Marketing & Culture

Amelia grew up in Montpelier, Vermont, where she spent the first 17 years of her life. Growing up a competitive snowboarder, Amelia was granted her initial introduction to Colorado. Along with her family, she traveled to Colorado annually for National Snowboarding Competitions. At age 17, she re-routed and decided to travel Europe, studying international business. Her personal growth, amongst many other things, was a highlight of this time spent traveling.

The yearly visits to beautiful Colorado left a lasting impression and a desire to, at some point in her life, make Colorado home. When the time was right, she made the jump and moved to Colorado in pursuit of creating a life for herself and by her own design.

She dove headfirst into the insurance industry, receiving her Colorado Health and Life License, along with a Certification in Medicare. Amelia’s preceding three years of customer service experience would be put to good use in the insurance industry.

Amelia is a hardworking individual who enjoys creating honest and professional relationships with her clients. When Amelia is not working, you will find her snowboarding, going to concerts at Red Rocks, taking classes at Soul Cycle, traveling, and dancing & singing nights away to Zach Bryan’s discography!

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Gabriella Westerman

Executive Coordinator

Born and raised in the scenic landscapes of Littleton, Colorado, Gabriella Westerman is a proud Columbine High School alumna. A devoted sports fanatic, her heart beats for the Celtics and Patriots. Gabby’s second obsession is cars. Her journey into the world of automobiles began alongside her stepdad, fostering a love for car shows, with a particular fondness for the 1970 Dodge Charger.

Beyond her automotive pursuits, Gabriella is an avid outdoors enthusiast, finding solace in camping. Her artistic soul adds another layer to her dynamic personality, finding joy in both creating and appreciating art.

Family and close friends hold a special place in Gabriella’s heart, making time with them a cherished priority. Having played lacrosse throughout high school, alongside softball and basketball in previous years, she maintains an active lifestyle, relishing the benefits of regular workouts. Despite her strong ties to Colorado, she envisions a future on Hawaii’s serene shores.

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Andrew Phillips

New Business & Client Support Specialist

Andrew grew up in a small town in Western New York as the middle child among two brothers. He pursued his education at The University of Buffalo, where he studied chemistry. Seeking a change, Andrew relocated to Colorado in 2011, where he discovered a passion for branch banking. What began as a career shift soon evolved into a dedicated journey guiding clients towards financial success and goal achievement.

Andrew’s professional path expanded into roles as a registered broker associate and within the mortgage industry, further honing his expertise in financial services. His commitment remains rooted in building meaningful connections with clients, which he believes are essential to achieving mutual success in the financial sector.

Andrew’s free time is spent with his wife, four year old son, and their adorable pup Bourbon Kenobi. They tend to be found together working in the garden, enjoying the outdoors, antiquing or going for walks around the neighborhood. Andrew’s other passions include music, going to concerts, camping and visiting national parks.

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Stephen McKee

New Business Associate & Client Services

Stephen was born in Chicago, Illinois, but spent most of his childhood in Highlands Ranch, Colorado, alongside his parents and two older sisters. He began his career in client support and risk management, which eventually sparked his interest in financial services. What started as a professional transition quickly became a passion, leading to more than 13 years of experience helping clients feel confident in their financial futures.

Stephen’s journey has always centered around strong relationships and a desire to simplify complex financial decisions for those he serves. He’s excited to bring his knowledge and enthusiasm to the BAM team and continue supporting clients in achieving their goals.

Outside of work, Stephen is a proud dad to three energetic boys—Dezmond, Addison, and Rylan. Whether they’re exploring Denver’s parks and playgrounds or heading to the mountains for a ski day at A-Basin, they’re always on the move. When he finds time for himself, Stephen enjoys golfing with friends, grilling at home, and making the most of Colorado’s great outdoors.

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